Workers Compensation Insurance for the Fire & Ambulance Industry

Professional Associations

About Us

Protecting EMS Companies

We have 60 years of insurance experience helping clients prepare for the unknown. 

Ask us about our Fire & EMS Workers Compensation Program, for Fire Protection Districts, ambulance EMS and NEMT (Non-Emergency Medical Transportation) Industry.

Fire Protection Districts & Ambulance Companies

We have special access to the only workers' compensation company in America that specializes in protecting Fire Protection Districts and Ambulance Companies along with many other specialty carriers.

Residual Market Experience - Workers Compensation Insurance

Did you know that there is NO penalty for leaving the NCCI Residual Market Program.  Taking you company out of the "Pool" will;

  1. Decrease your premium
  2. Provide you specialized loss control services to protect your employees
  3. Help insure that your premium will remain as low as possible 

Loss Prevention Articles

7710 Insurance Shield Program (pdf)


Carbon Monoxide-The Invisible Killer (pdf)


EMS & Fire Fitness Program (pdf)


Our Team

Illinois Office

Kurt Bounds began his career in September of 1992 at Sentry Insurance. Form 2000-2016, Kurt served as Vice President of a Specialty Insurance Carrier and at the beginning of 2018 he co-founded Insure1st.


P (630) 701-2266

Oswego, IL 60543

Tennessee Office

Bill Wahl heads up our Tennessee office with over 30 years of commercial insurance experience including serving the EMS industry for the last 12 years.


P. (931) 272-5224

Clarksville, TN 37040

Our Commitment to You - To Serve You


1 Peter 4:10

Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms. 

Our Partners

Contact Us

Send Message

Contact Us for a Free Assessment

Insure1st - Oswego, IL

Kurt Bounds
P. (630) 701-2266
F. (630) 946-5597

Insure1st - Clarksville, TN

Bill Wahl

P. (931) 272-5224

F. (630) 946-5597